Elect to Leave Your Portfolio Alone

by Joe Pitzl on
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On November 8, US voters will cast their ballots for all 435 seats in the House of Representatives and 35 seats in the Senate. Many investors are concerned with the effect of election results. Do past results suggest a useful strategy to deal with election-year uncertainty? The answer is yes.

A New Cash Option

by Justin Gabriel on
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Over the past couple of years we have started working with an online bank called Flourish. This is an online bank that works specifically with financial advisors. A few of our clients have already started using this platform to hold their emergency savings. Until now the rates offered have mirrored those at Ally and Capital One fairly closely. But that has now changed.

Elections and Markets

by Justin Gabriel on
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As we enter the final months of 2022, we are greeted with yet another election cycle. This version, much like its predecessors, has led to an increase in client inquiries about market ramifications relating to the results.

I Bonds - Still in Style

by Justin Gabriel on
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Back in April we wrote about an investment vehicle known as I Bonds. These Treasury Bonds, which are tied to inflation, started to offer higher yields than anything you could find on the open market. With high levels of inflation still being reported these bonds are still a sound investment, but likely for a limited period of time.

Update on Student Loan Forgiveness

by Justin Gabriel on
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President Biden announced on Monday that the application for student loan forgiveness is now open. A reminder on the restrictions around this forgiveness can be found on our post from September, or on the application webpage.  

Fall Frenzy

by Justin Gabriel on
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Two weeks ago I had the pleasure of attending a conference in California. This conference was a lot different than many of the conferences I had attended before. During a normal finance conference the attendees will bounce around between windowless conference rooms, wear business casual attire, and eat subpar chicken. This conference was set on a boardwalk overlooking the ocean with local food trucks coming in to cater. It’s safe to say that getting to walk around in flip flops on the sand was a nice change of pace! Unfortunately, the picturesque weather was the complete opposite of what was going on in the financial world.

Student Loan Forgiveness

by Joe Pitzl on
Categories
You've probably heard by now that the government plans to forgive federal student loans for roughly 20 million Americans.

Dog Days of Summer

by Justin Gabriel on
This summer has undoubtedly been volatile, especially from an economic and market standpoint. If you’ve kept up with any of our previous postings, there hasn’t been a ton of positive news to share. Between stock prices falling, interest rates rising, and inflation being a front-page headline, it’s been hard to escape the negativity. During these periods, reflecting on past experiences can be helpful.

Scammers Want Your Money

by Joe Pitzl on
Scams got a big boost during the pandemic and we've been hearing about more folks (even very tech-savvy ones) getting caught up. You might think your friends, family, and elders would be too smart to get caught, but the wider we spread awareness of the latest info, the better.

Fourth of July Weekend Update

by Joe Pitzl on
Categories
As far as the markets are concerned, there is no question the first half of the year was rough. In fact, it was the worst first half of a calendar year in over 50 years. The S&P 500 closed yesterday at -20.58%. Even worse, the tech / growth heavy NASDAQ finished the day at -29.51% year-to-date.

Investing for Kids

by Justin Gabriel on
Categories
Warren Buffett is one of the richest people in history. At age 91, he has amassed a fortune totaling well over $100 billion dollars, and donated tens of billions in additional dollars to charity. There is no doubt that he is among the greatest investors of all time. However, his best kept secret to becoming so wealthy is not in his ability to pick stocks.

Memorial Weekend Update

by Justin Gabriel on
Over the past few weeks we have seen a continuation in market volatility. What started in the tech space has now spread to other segments of the broad market, specifically the retail space. We’ve also seen a lot of speculative assets, such as large hedge funds, private equity, and crypto currency continue their declines.