Your partner for all of life’s transitions and financial decisions.

Your Partner for All of Life’s Transitions and Financial Decisions

Pitzl Financial is a Minneapolis - St. Paul based fee-only, and fiduciary, financial planning and wealth management firm. We combine objective financial planning with disciplined investing to Design, Build, and Protect your assets through all of life’s transitions. Our approach to the planning process has consistently earned us a place in the Top 12 Financial Advisory Firms in the Twin Cities.

We believe that the fundamental purpose of financial planning is to help people plan for – and live – a better life. Money is best used in a manner that supports your life, rather than being the driving force in the decision-making process. Money is merely a tool and a means to live the life you want.

While many financial conversations revolve around topics like investing, tax reduction, or cash flow planning, some of the most important financial decisions we make are actually about things bigger than money. Our process is not about products. It's about intentionally aligning your personal financial affairs with your values and goals.

We apply academic, evidence-based principles in the technical areas of financial planning and marry them with your unique financial personalities and lifestyle to create a plan that works for you. We strongly believe in a collaborative process where we serve as advisors to you, your family’s CEO(s).

Welcome to Your Personal Boardroom™.

Our Services

 

Financial Planning

Inherently, money has no value at all. It is a dull, lifeless, man-made creation designed to ease the facilitation of commerce. The real value of money lies in what it allows you to experience. Money is an excellent servant to our lives, but makes for a horrible master.
 

Investment Philosophy

As individuals, each of us is unique. While we each have distinct investment objectives, one of the most essential elements of investing is having the ability to distinguish between investing and speculating.
 

Investment Discipline

The most fundamental purpose of developing a coordinated investment plan is to ensure that there is a smart place for you to get money whenever you need it. We recognize that life’s bills do not always come at the peak of a market cycle, so it is critically important to build resiliency into your portfolio.
 

Your Personal Boardroom™

An effective board has a clear mission and understanding of what the entity is trying to accomplish. A clear and honored mission, coupled with shared commitments, results in a highly effective team working in tandem to accomplish common goals.

Building Relationships by Doing the Right Thing...Always.

Recent Blogs

One of the best things about markets is that they don’t have memories. They don’t remember what happened last week or last year. They don’t even remember what happened a minute ago. Prices change based on what’s happening right now and what people think will happen in the future. People have memories. Markets don’t. And that’s a good thing.
The start to a new year was a welcome sight for investors. On the heels of a couple of very positive years, 2022 presented a year of struggle across every asset classes.
In what has become a recurring theme, Congress pushed through a new piece of tax legislation in the closing days of 2022. SECURE 2.0, named after its predecessor SECURE Act, brought with it over 100 changes to taxation and retirement plans. Many of these changes involve complex rules and restrictions for retirement plan administrators, and a limited amount for individuals to be concerned with.